Purchasers Checklist

Have you...

 

• Instructed your solicitor


• Paid your solicitor the local search fee?


• Applied for your mortgage and therefore paid the valuation or survey fee to your bank or building society?


• Are you having a full structural survey? If yes, This can be arranged through Waterfords’ Survey Department.


• Organised life assurance to cover your mortgage? If yes, have you filled in the relevant forms?

Before you can exchange contracts you will need...

• Your mortgage offer.


• Your deposit monies to be with your solicitor in the form of 'cleared funds' (bankers draft, building society cheque etc.)


• To have signed your contract and agreed the fixtures and fittings list provided by the vendor.


• Your survey report.


• Your solicitor to have had a satisfactory local search , replies to enquiries, documentation relating to property you are buying.


• To have agreed a date for completion with your vendor and if you are involved in a chain all parties must agree the same date for      moving. This must be agreed before your solicitor can exchange contracts and is not normally arranged for a weekend, bank      holiday or other public holiday.